Our priority is ensuring that our clients receive comprehensive financial guidance tailored to their unique needs. In some cases, this may involve partnering with specialized professionals such as certified public accountants (CPAs), enrolled agents (EAs), estate attorneys, or insurance agents. Rest assured that if a situation arises where expertise beyond financial planning is required, we maintain a network of trusted professionals whom we can confidently refer you to. If you already have established relationships with professionals you trust, we are more than happy to collaborate with them to ensure seamless coordination and alignment of your financial strategies. Your financial well-being is our top priority, and we are committed to supporting you every step of the way on your financial journey

JOS is a fee-only firm that is compensated solely by its Clients. JOS does not receive commissions or other sales-related compensation. Except as what is listed in our Form ADV Part 2A, we do not receive any economic benefit, directly or indirectly, from any third party for advice rendered to our Clients.